An average of more than 300 car accidents happen every day across Pennsylvania. That’s over 13 car accidents per hour – and that’s only counting reported accidents. With so many collisions occurring, it’s essential that all drivers understand some of the most important laws regarding accidents since car accident laws can vary from state to state.If you were involved in a Pennsylvania car accident, you should know about these laws that could impact the outcome of your case.
PA Auto Insurance Laws
It is illegal to drive a vehicle without insurance in Pennsylvania. The state has minimum liability requirements for every driver:
- $5,000 in property damage
- $15,000 for injury or death of one person
- $30,000 for injury or death of more than one person
A lapse in insurance can have severe consequences, especially for those involved in a car accident. It’s also important to know that Pennsylvania utilizes a no-fault insurance method that allows all drivers to seek compensation for minor injuries through their own insurance. Drivers are able to opt out of this system, however. Either way, you should always discuss your options with a Pennsylvania car accident attorney to ensure that you understand all of your options and are able to seek the maximum amount of compensation.
Reporting a Car Accident in Pennsylvania
There are several misconceptions about when it’s necessary to file a police report after a car accident. In PA, you are required to file an accident report if anyone is injured or killed, or if a vehicle is damaged to the extent of requiring a tow truck. If you do not call the police at the scene of the accident, you are required to file an official report with the Pennsylvania Department of Transportation; however, it’s always a good idea to call the police to file a report, even when it’s not required by law. Be sure to obtain a copy of the report for your own records as it may be used later in your case.
Determining Fault in a PA Car Accident
Understanding the laws surrounding fault can be among the most important because they can also determine the amount of damages you can claim. For instance, Pennsylvania uses comparative negligence to assign fault in car accidents involving injury or death. That means that, after reviewing evidence, a percentage of fault is assigned to each driver; if you were found to be less than 51% at fault, you are entitled to pursue compensation for injuries or other damages.
Statute of Limitations for Car Accidents
Pennsylvania’s statute of limitations for pursuing compensation for car accidents is two years. While two years may seem like plenty of time, complications can arise – especially if you were seriously injured in the accident. It’s essential that you explore your options by contacting a car accident lawyer who specializes in PA laws so that you receive fair compensation.
What to Do After a Car Accident in PA
While some of Pennsylvania’s car accident laws are straightforward, others can complicate your case unless you have the help of an expert. At the Jason Javie Law Office, we specialize in bringing justice to victims of Pennsylvania car accidents. We represent clients who have been injured and assist in recovering the full amount of compensation that is deserved. Contact us today to discuss your case and to learn more about how we can apply our expertise to your case.